Issues often arise in personal relationships when money lent is requested back. We commonly lend money to relatives or acquaintances when they face difficulties and sometimes borrow ourselves, which is a natural behavior. This is because transactions and mutual support are invaluable characteristics of human society. However, problems begin when the lent money is asked for back. Many have experienced strained relationships with close friends or relatives due to such requests. Most of us hesitate to ask for our money back because we are unsure how to approach the subject. In such cases, we tend to hope that the borrower will return the money, although deep down we may regret lending it.
Individuals who do not repay their loans often make excuses, and we hesitate to take strong action against them. We trust that they will eventually repay us, but those who delay payments frequently exhibit facial expressions and body language that reveal their true feelings, which we might overlook. When asking for repayment or discussing money matters, these individuals tend to display certain physical cues:
1. Eye movement: Facial expressions convey emotions and intentions. When you lend money and then ask for it back, discomfort may be visible in their eyes. Those who intend to repay promptly appear calm and composed.
2. Tightening of the lips: If the person’s lips tighten when asked about repayment, it could signal their unwillingness to return the money.
3. Frequent touching of neck or face: When discussing repayment, if they repeatedly touch their face, nose, hair, or neck, it indicates stress or anxiety.
4. Forced smile: A smile that appears forced or artificial when promising to repay may suggest a lack of intention to fulfill the promise.
5. Over-agreement: If someone agrees excessively to everything without due consideration, it could hint at a future failure to repay.
How to secure loan repayment? – Before lending money, clarify the borrower’s background and ability to repay.
– If possible, gather information from their previous lenders.
– For large amounts, it is wise to draft a written agreement before lending.
– Clearly specify terms and repayment deadlines at the time of the loan.
– If the borrower hesitates, consider alternative arrangements before lending.
Note: Lending money often strains relationships, so lend only after all conditions are clearly understood.
